Five Star Bancorp 8-K Filing: What Reg FD Disclosure Means

An 8-K filing is the “current report” that public companies submit to the U.S. Securities and Exchange Commission to tell investors about events that may matter to them, usually within days of the event.

Key takeaways

• Five Star Bancorp filed an 8-K on Oct. 19, 2026, at 1:07 p.m. Eastern, under Item 7.01 (Regulation FD Disclosure) and Item 9.01 (Financial Statements and Exhibits).
• Item 7.01 is the section companies use to share information publicly so that no investor gets an unfair head start. Item 9.01 is where attached documents are listed.
• Two other EDGAR filings posted the same day: an amended S-1 from Actuate Therapeutics and an amended F-1 from Akanda Corp.
• Amended registration statements are a normal part of the IPO and offering process. They do not by themselves say whether or when an offering will happen.

What happened

Five Star Bancorp filed a Form 8-K with the SEC on Monday, Oct. 19, 2026. The EDGAR index lists two items: Item 7.01, Regulation FD Disclosure, and Item 9.01, Financial Statements and Exhibits. The submission totals about 351 KB, which fits a short cover document with attached exhibits.

The choice of items tells readers something about the filing’s purpose, though not its contents. Companies use Item 7.01 for information they want to put in front of the whole market at once. Item 9.01 lists the exhibits attached to the report. Readers who want specifics should open the exhibits on EDGAR, since the index page lists only the item numbers.

Two registration filings also appeared in EDGAR’s latest feeds today. Actuate Therapeutics, Inc. filed an S-1/A, an amendment to its registration statement, at 8:00 a.m. Eastern. The submission is about 2 MB. Akanda Corp. filed an F-1/A, the foreign-issuer counterpart, at 6:23 a.m. Eastern. That file is about 17 MB, a size consistent with a full document and exhibits. The amendments’ contents are not summarized here. Anyone tracking either company should read the filings directly to see what changed from earlier versions.

How an 8-K filing works

Unlike a 10-K (annual report) or 10-Q (quarterly report), an 8-K is event-driven. A company files one when something specified in the form’s instructions occurs. Examples include a change in leadership, a material agreement, or the release of results. The form is split into numbered items grouped by topic, and a single filing can cover several.

Item 7.01 is somewhat different from the mandatory items. It is a voluntary, or “furnished,” disclosure. Companies often use it with Regulation FD, the SEC rule adopted to stop selective disclosure. Under that rule, a company that shares material nonpublic information with certain outside parties, such as analysts or large holders, generally has to make it public too. Filing an 8-K is one accepted way to do that. A company may also use Item 7.01 to post an investor presentation or a press release.

Information furnished under Item 7.01 is treated differently from information “filed.” Furnished material is generally not subject to certain liability provisions of the Securities Exchange Act, and it is not automatically incorporated into other filings unless the company says so. That distinction is why companies often include a short statement about it.

Item 9.01 is the housekeeping item. It lists financial statements or exhibits attached to the report, such as a press release or slide deck, so readers can find them in the index.

S-1/A and F-1/A: why amendments appear

An S-1 is the registration statement a U.S. domestic company uses to register securities with the SEC for a public offering, including an initial public offering. An F-1 serves a similar purpose for foreign private issuers. When the SEC reviews a registration statement, or when the company wants to update terms, financials or risk disclosures, the company files an amendment, marked “/A”. A registration can go through several rounds.

An amendment’s appearance is not a sign that pricing is imminent. It shows the registration is still being worked on. Watch for later filings that include pricing information and for the SEC declaring a registration statement effective. Those are the steps that precede an offering actually going ahead.

Key terms

• Regulation FD (Fair Disclosure): An SEC rule requiring that material information shared with certain market participants also be shared with the public.
• Furnished vs. filed: Furnished information is provided to the SEC but is treated differently for some liability purposes than filed information.
• Exhibit: A document attached to a filing, such as a press release or financial statements.
• S-1/A or F-1/A: An amendment to a registration statement for a securities offering.
• Foreign private issuer: A non-U.S. company that meets SEC criteria and may use foreign-issuer forms such as the F-1.

FAQ

Does Item 7.01 mean bad news? No. It is a neutral channel. Companies use it for many kinds of public information, and the item number alone says nothing about tone.

Where can I read the Five Star Bancorp filing? It is on the SEC’s EDGAR system under accession number 0001628280-26-066254.

Does an amended S-1 or F-1 mean an IPO is happening soon? Not necessarily. Amendments are routine while a registration statement is pending, and timing depends on SEC review and market conditions.

What should readers watch next? For Five Star Bancorp, the attached exhibits and any follow-up 8-Ks. For Actuate and Akanda, further amendments and any notice that a registration statement has become effective.